Stop Credit Card Harassment
Ventura County and Los Angeles County Law Firm Protecting Your Rights
Credit card debt can be more than just a financial problem. Surprisingly, the most challenging aspect of credit card debt is not necessarily the exorbitant interest rates or ever-increasing balances. Instead, the persistent, abusive phone calls, letters, and visits from creditors are what commonly cause the most stress.
Fair Debt Collections Practices Act (FDCPA) – Rules for Debt Collectors
Many of these debt collectors are relentless and some of them break the law in their collection activities. The Fair Debt Collection Practices Act (“FDCPA”) is a federal law that outlines what debt collectors can and cannot do when attempting to get payment on a consumer debt. Knowing your rights under the law is important and can save you a great deal of emotional stress.
We Can Help Stop Illegal and Unfair Debt Collection
At the Ercolani Law Group, we understand how severely troubling creditor harassment can be. We are here to protect our clients by offering them the legal help they need and deserve. We will help you explore all your options to put an end to creditors doing the following:
- Calling home and work violations (before 8:00 am and after 9:00 pm local time)
- Calling repeatedly (for example, calling you 4 or 5 times in a row)
- Sending materials through the mail
- Contacting your family or anyone you have put on a past credit application
- Contacting you after discovering you are represented by an attorney
- Showing up at your door
- Using profanity or abusive language
- Making threats to induce payments
The best way to protect your rights and put an end to constant collection calls and harassment is to retain a knowledgeable California bankruptcy lawyer. A lawyer can advise you of your rights and help you make an informed decision about the steps you can take to end creditor harassment.
Contact Us for a Free Initial Consultation About Debt Collector Harassment
If you are being harassed, you have rights. We can help protect them, leaving you free to focus on handling your debt or bankruptcy matters. Speak with an experienced consumer rights attorney. We serve clients throughout California from our law office in Westlake Village, centrally located between Woodland Hills, Simi Valley, and Oxnard / Ventura. Contact us today online or by phone at 805-338-6880.